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Personal Banking · For Individuals
Your money.
Your life. Simplified.

Everything you need to manage, save, and grow your personal finances — in one beautifully simple account designed for people who expect more from their bank.

Privolux Personal · Platinum
● Active
Available Balance
$89,120.50
↑ +$3,240 this month · 5.2% APY
Account No.
PRV-7291-XXXX
Account Type
High-Yield Savings
Card Status
● Active
Member Since
Jan 2024
Salary Deposit
Today
+$8,500
Netflix
Yesterday
-$15.99
Amazon Purchase
Dec 20
-$234.99
5.2%
APY Savings Rate
0%
Monthly Fees
5 min
Account Opening
24/7
Live Support
What You Get

Built for excellence

Checking Account

A zero-fee everyday account with unlimited transactions, a free Privolux debit card, and instant payment capabilities across 140+ countries.

High-Yield Savings

Earn up to 5.2% APY on your savings — more than 10× the national average. Your money grows automatically, every single day.

Smart Spending Alerts

Real-time notifications every time money moves. Set custom spending limits and get intelligent alerts before you overspend.

Global Debit Card

Use your Privolux card anywhere in the world. Zero foreign transaction fees, real exchange rates, and instant freeze controls.

Budget & Analytics

Automatic spending categorisation, monthly trend reports, and personalised insights to help you make smarter financial decisions.

Joint Accounts

Manage shared finances with a partner or family member. Custom permissions, shared spending goals, and full transaction visibility.

Pricing Plans

Simple, transparent pricing

No hidden fees. No surprises. Change plans anytime.

Essential
Free /mo
  • Checking & savings account
  • Privolux Visa debit card
  • Up to 3.0% APY
  • Mobile & web banking
Most Popular
Premium
$9 /mo
  • Everything in Essential
  • Up to 5.2% APY savings
  • Privolux Platinum card
  • Unlimited transfers
  • Priority 24/7 support
Elite
$29 /mo
  • Everything in Premium
  • Dedicated relationship manager
  • Privolux Black Mastercard
  • Airport lounge access
FAQ

Your questions
answered

Everything you need to know before getting started.

Opening takes under 5 minutes. Provide your name, email, and phone number, complete a quick ID verification with your government-issued ID, and you're ready. No paperwork, no branch visits.
Yes. Deposits are held in segregated accounts and protected up to regulatory limits. We use 256-bit encryption, biometric authentication, and real-time fraud monitoring.
Absolutely. Your Privolux card works in 140+ countries with zero foreign transaction fees and real mid-market exchange rates — no hidden markups.
Our high-yield savings account pays 5.2% APY calculated daily and paid monthly. No minimum balance required on Premium and Elite plans. Applies to balances up to $500,000.

Start banking
smarter today.

Join over 500,000 people who've already switched to Privolux. Open your free account in 5 minutes.